Our House Finance Scheme will facilitate the client to have financing for purchase of new or reconditioned flat, house, construction of new house, extension of existing house etc.

Product information

Size of Investment

• Minimum Tk. 5,00,000/= and Maximum Tk. 2,00,00,000/=

Rate of Rent/Profit/Mark-up

• @ 10.50% (may be reset time to time by the Bank)

Processing Fee

• @ 0.5% of investment amount or Tk. 5,000/= whichever is higher. (may be reset time to time by the Bank)

Tenor

• Maximum 25 years including maximum 01 year grace period.

Investment to Price Ratio

• Financing up to maximum 70% of cost

Age of Client

• Minimum: 25 years and maximum 65 years (At the time of maturity of investment).

Minimum monthly Income of Client

• 2.5 times of the installment size

The Auto Finance Scheme will facilitate the client to have financing for purchasing non-commercial new and reconditioned vehicles for personal use only.

Product information

Size of Investment

• Maximum TK. 40,00,000/

Rate of Rent/Profit/Mark-up

• @ 12.55% (may be reset time to time by the Bank)

Processing Fee

• @ 1% of investment amount or Tk. 5,000/= whichever is higher. (may be reset time to time by the Bank)

Tenor

• For New Cars Maximum 72 months and for Reconditioned Cars: Maximum 60 months 
• * Car model should not be older than 6 years at the time of registration in Bangladesh.

Investment to Price Ratio

• Financing up to maximum 50% of cost

Age of Client

• Minimum: 23 years and maximum 65 years (At the time of maturity of investment).

Minimum Monthly Income of Client

• 2.5 times of the installment size

Our Personal Finance Scheme Scheme will facilitate the client to meet up various personal needs like purchase of various goods/appliances for personal/family use only. These items includes Television, Refrigerator, Air Conditioner, Audio-Video Equipments, Washing Machine, Personal Computers, furniture other electronic/ household appliances, motor bike, Jewelry items etc.

Product Information

Size of Investment

• Minimum Tk. 50,000/= Maximum Tk. 20,00,000/= 
• In case of salaried person Ten [10] times of gross salary or Tk. 5,00,000/= which ever is lower

Rate of Rent/Profit/Mark-up

• @ 13.55% (may be reset time to time by the Bank)

Processing Fee

• @ 1% of investment amount or Tk. 1,000/= whichever is higher. (may be reset time to time by the Bank)

Tenor

• Minimum: 12 months 
• Maximum: 60 months

Investment to Price Ratio

• Financing up to maximum 30% of cost

Age of Client

• Minimum: 23 years and maximum 65 years (At the time of maturity of investment).

Minimum Monthly Income of Client

• 2.5 times of the installment size

Financing for professionals to support their small scale purchase of different equipment, tools and small machinery for installation at their business sites / offices. The following tax-paying professionals as self employed or salaried having a reliable source of income are eligible for the financing scheme

• Doctors or medical professionals
• Engineers
• Architects
• IT professionals/Programmers
• Fashion designer
• Management Consultants
• Professional Accountant
• Teacher/trainer/coach

Product Information

Size of Investment

• Minimum Tk. 50,000/= Maximum Tk. 20,00,000/=

Rate of Rent/Profit/Mark-up

• @ 13.55% (may be reset time to time by the Bank)

Processing Fee

• @ 1% of investment amount or Tk. 1,000/= whichever is higher. (may be reset time to time by the Bank)

Tenor

• Minimum: 12 months 
• Maximum: 60 months

Investment to Price Ratio

• Financing up to maximum 30% of cost

Age of Client

• Minimum: 25 years and maximum 65 years (At the time of maturity of investment).

Minimum Monthly Income of Client

2.5 times of the installment size