| Type | Interest Rate (Declared) | |
| Term Loan to Large industries & Enterprises | ||
| a) RMG | 11.50% | |
| b) Others | 12.00% | |
| Working Capital to Large industries & Enterprises | ||
| a) RMG | 11.00% | |
| b) Others | 11.50% | |
| Lease Finance to Industries | 11.50% | |
| Trade Finance for Rice, Wheat, Edible Oil, Pulse, Peas, Onion, Dates & Sugar | 11.50% | |
| Other Trade Finance Large Enterprises | 11.50% | |
| Export Credit | 11.00% | |
| Other Commercial Lending Large Enterprises | 11.00% | |
| Housing- Commercial Large Enterprises | 12.00% | |
|
Short Term Credit to Corporate |
10.00% | |
| Other Medium & Long Term Loan to Corporate | 11.50% | |
| Terms Loans to Non-Banking Financial Institution | 11.00% | |
| Secured Overdraft: | ||
| a) Fully cash covered- FDR/Scheme issued by Bank Asia Ltd. | Instrument Rate + 3% Maximum (Below 3% spread needs corporate office approval) |
|
| b) Fully cash covered- FDR/Scheme issued by other bank/NBFIs | 13.50% | |
| c) Fully cash covered - against Wage Earner's Bond | 13.50% | |
| Consumer Credit: | ||
| a) Unsecured Personal Loan | 11.00% | |
| b) Consumer Durable Loan | 11.00% | |
| c) Auto Loan | 10.00% | |
| d) Home Loan | 9.99% | |
| e) Loan to Professional | 11.00% | |
| f) Senior Citizen Support | 11.00% | |
| g) Loan for Landlords | 11.00% | |
| h) Secured Personal Loan against Govt. Treasury Bond | 11.00% | |
| i) Two Wheeler Loan | 13.50 % | |
| Travel Loan - Chuti | 11.00% | |
| Type | Interest Rate | |
| - | - | |
| Agricultural and Rural Credit | 11.00% | |
| CMSME- PPG | ||
| a) Shubidha- unsecured trading (Term Loan) | 13.00% | |
| b) Sristi - unsecured Manufacturing (Term Loan) | 13.00% | |
| c) Shofol- unsecured service (Term Loan) | 13.00% | |
| d) Shondhi- Secured Trading ( Term Loan) | 12.00% | |
| e) Shombridhi- Secured Manufacturing(Term Loan) | 12.00% | |
| f) Sheba Secured Service (Term Loan) | 12.00% | |
| g) Shamadhan- Overdraft | ||
| i) Trading, Manufacturing & Service | 12.00% | |
| ii) Women Entrepreneurs | 12.00% | |
| h) Utshob-Seasonal | 13.00% | |
| i) Subarno- Women Entrepreneurs (Term Loan) | 5.00% (Fixed) | |
| j) Bahon- Commercial Vehicle Finance | 12.00% | |
| k) Shopner Khamar (unsecured Term & Demand Loan) | 13.00% | |
| l) Uttaran (secured/unsecured Term & Demand Loan) | 12.50% | |
| m) Shombhabona (Unsecured Term Loan) | 13.00% | |
| CMSME -NON PPG | ||
| a) OD | 12.00% | |
| b) LTR/Demand Loan | 12.00% | |
| c) Term Loan | ||
|
i) RMG |
11.00% | |
|
ii) Others |
12.00% | |
| d) Working Capital | ||
|
i) RMG |
11.00% | |
|
ii) Others |
12.00% | |
| e) Lease Finance | 12.00% | |
| f) Other Trade Finance | 12.00% | |
| g) Other Commercial Lending | 12.00% | |
| h) Housing- Commercial | 12.00% | |
Following are the interest rates of deposit products for our honorable customers. We offer different rates on different product.
| Type | Interest Rate |
|---|---|
Savings Account |
|
| Avg. Balance below Tk. 1 Lac | 2.00% |
| Avg. Balance Tk. 1 Lac & above but below Tk. 1.00 Crore | 2.00% |
| Avg. Balance Tk. 1.00 Crore and above | 3.00% |
STAR Savings Account |
|
| Avg. balance below Tic 50,000 | 0% |
| Avg. balance Tk. 50,000 but below Tic 1.00 Lac | 0% |
| Avg. balance Tk. 1.00 Lac but below Tk 5.00 Lac | 3.00% |
| Avg. balance Tic 5.00 Lac but below Tk. 25.00 Lac | 3.50% |
| Avg. balance Tk. 25.00 Lac but below Tk. 50.00 Lac | 3.75% |
| Avg. balance Tk. 50.00 Lac but below Tk 1.00 Crore | 3.75% |
| Avg. balance Tk. 1.00 Crore and below Tk 2 Crore | 4.00% |
| Avg. balance Tk. 2.00 Crore and below Tk 5 Crore | 4.50% |
| Avg. balance Tk. 5.00 Crore and below Tk 10 Crore | 5.00% |
| Avg. balance Tk. 10.00 Crore and above | 6.00% |
Special Notice Deposit (SND) |
|
| Avg. balance below Tk. 1 crore | 1.00% |
| Avg. balance Tk. 1 crore but below Tk. 25 crore | 3.00% |
| Avg. balance Tk. 25 crore but below Tk. 50 crore | 4.00% |
| Avg. balance Tk. 50 crore but below Tk. 100 crore | 5.00% |
| Avg. balance Tk. 100 crore and above | 5.50% |
| For IPO Fund | 1.00% |
Fixed Deposit Receipt (FDR) for COMPANY |
|
| 1 month tenure (Below Tk.01 Crore ) | 6.50% |
| 1 month tenure (Tk.01 Crore & Above ) | 6.50% |
| 2 month tenure (Below Tk.01 Crore ) | 7.00% |
| 2 month tenure (Tk.01 Crore & Above ) | 7.00% |
| 3 month tenure (Below Tk.01 Crore) | 8.00% |
| 3 month tenure (Tk. 01 crore & Above) | 8.00% |
| 6 month tenure (Below Tk. 01 crore) | 8.50% |
| 6 month tenure (Tk. 01 crore & Above) | 8.50% |
| 1 year tenure (Below Tk. 01 Crore) | 8.25% |
| 1 year tenure (Tk. 1 Crore & Above) | 8.25% |
| 2 year tenure (Below Tk. 01 Crore) | 8.25% |
| 2 year tenure (Tk. 01 Crore & Above) | 8.25% |
| 3 year tenure (Below Tk. 01 Crore) | 8.25% |
| 3 year tenure (Tk. 01 Crore & Above) | 8.25% |
FIXED DEPOSIT RECEIPT (FDR) FOR INDIVIDUAL |
|
| 1 month tenure (Below Tk. 01 Crore) | 4.00% |
| 1 month tenure (Tk. 1 Crore & above) | 4.00% |
| 2 month tenure (Below Tk. 01 Crore) | 5.00% |
| 2 month tenure (Tk. 1 Crore & above) | 5.00% |
| 3 month tenure (Below Tk. 01 Crore) | 8.00% |
| 3 month tenure (Tk. 1 Crore & above) | 8.00% |
| 6 month tenure (Below Tk. 01 Crore) | 8.50% |
| 6 month tenure (Tk. 1 Crore & above) | 8.50% |
| 1 year tenure (Below tk. 01 Crore) | 8.25% |
| 1 year tenure (Tk. 01 Crore & avobe) | 8.25% |
| 2 year tenure (Below Tk. 01 Crore) | 8.25% |
| 2 year tenure (Tk. 01 Crore & avobe) | 8.25% |
| 3 year tenure (Below Tk. 01 Crore) | 8.25% |
| 3 year tenure (Tk. 01 Crore & avobe) | 8.25% |
|
|
|
|
SUPER SAVER CORPORATE/INSTITUTIONAL |
Rate |
|
Minimum Deposit Amount |
BDT 50.00 |
|
100 Days (Below Tk. 01 Crore) |
8.00% |
|
100 Days (Tk. 01 Crore & avobe) |
8.00% |
|
200 Days (Below Tk. 01 Crore) |
8.50% |
|
200 Days (Tk. 01 Crore & avobe) |
8.50% |
|
400 Days (Below Tk. 01 Crore) |
8.25% |
|
400 Days (Tk. 01 Crore & avobe) |
8.25% |
|
SUPER SAVER INDIVIDUAL /RETAIL ACCOUNT |
|
|
Minimum Deposit Amount |
BDT 10.00 Lac / 1.00 |
|
100 Days (Below BDT 1.00 Crore) |
8.00% |
| 100 Days (Tk. 01 Crore & avobe) | 8.00% |
|
200 Days (Below BDT 1.00 Crore) |
8.50% |
| 200 Days (Tk. 01 Crore & avobe) | 8.50% |
|
400 Days (Below BDT 1.00 Crore) |
8.25% |
| 400 Days (Tk. 01 Crore & avobe) | 8.25% |
CORPORATE ANY PURPOSE FIXED TERM DEPOSIT |
|
|
Tenure |
Rate |
|
91 Days (for any amount) |
6.00% |
| 181 Days (for any amount) | 6.50% |
| 366 Days (for any amount) | 6.50% |
|
The interest rate for all FDR and Super Saver is applicable for single receipt deposit only, unless there is exception mentioned in circular. |
|
CORPORATE/INSTITUTIONAL TRANSACTIONAL ACCOUNT ** |
|
|
Tenure |
Rate |
|
GF-PF-SP & BF Current Account |
6.00% |
| Corporate Signature Account (Any Amount) | 6.00% |
| Corporate Platinum Plus Account (Any Amount) | 7.00% |
| Next Gen Corporate Account | |
| Below BDT 20 Crore | 6.00% |
| BDT 20 Crore to below BDT 50 Crore | 6.50% |
| BDT 50 Crore to below BDT 100 Crore | 7.00% |
| BDT 100 Crore & above | 7.50% |
|
**Only corporate office respective business unit will offer the products to selective customers based on management clearance |
|
|
Effective date of new interest rate: 06 September 2026.
|
|
|
|
|
Head of Innovation
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