Interest rates for Large Industries/Enterprise |
||||||
| SL | Type | Interest Rate (Declared) | ||||
| 1 | Term Loan to Large industries & Enterprises | |||||
| a) RMG | 11.00% | |||||
| b) Others | 11.50% | |||||
| 2 | Working Capital to Large industries & Enterprises | |||||
| a) RMG | 10.50% | |||||
| b) Others | 11.00% | |||||
| 3 | Lease Finance | 11.00% | ||||
| 4 | Trade Finance | 11.00% | ||||
| 5 | Export Credit | 10.00% | ||||
| 6 | Housing- Commercial | 12.00% | ||||
| 7 | Term Loans to NBFI | 10.50% | ||||
| 8 | Prime Customers (BB Others Category) | |||||
| a) Working Capital | 9.50% | |||||
| b) Term Loan | 10.00% | |||||
Interest rates for Conventional Retail Loans |
||||||
| SL | Type | Interest Rate | ||||
| 9 | SECURED OVERDRAFT | |||||
| a) Fully cash covered- FDR/Scheme | Instrument Rate + 3% Maximum | |||||
| issued by Bank Asia PLC | (Below 3% spread needs corporate office approval) | |||||
| b) Fully cash covered- FDR/Scheme issued by other Bank/NBFIs | 12.00% | |||||
| c) Fully cash covered – against Wage Earner’s Bond | 12.00% | |||||
| SL | Type | Interest Rate (Declared) | ||||
| 10 | CONSUMER CREDIT | |||||
| a) Unsecured personal loan | 9.99% | |||||
| b) Consumer durable Loan | 9.99% | |||||
| c) Auto Loan | 9.99% | |||||
| d) Home loan | 9.50% | |||||
| e) Loans to Professional | 9.99% | |||||
| f) Senior Citizen Support | 9.99% | |||||
| g) Loan for Landlords | 11.00% | |||||
| h) Secured Loan against Treasury Bond | 11.00% | |||||
| i) Two Wheeler Loan | 11.00% | |||||
| 11 | Travel Loan – Chuti | 9.99% | ||||
Interest Rates for Conventional Agri & CMSME |
||||||
| SL | Type | Interest Rate | ||||
| Declared Rate | ||||||
| 12 | Agricultural and Rural Credit | 10.00% | ||||
| 13 | CMSME - PPG | |||||
| a) Shubidha- Unsecured Trading (Term Loan) | 13.00% | |||||
| b) Sristi – Unsecured Manufacturing (Term Loan) | 13.00% | |||||
| c) Shofol- Unsecured Service (Term Loan) | 13.00% | |||||
| d) Shondhi- Secured Trading ( Term Loan) | 12.00% | |||||
| e) Shombridhi- Secured Manufacturing(Term Loan) | 12.00% | |||||
| f) Sheba Secured Service (Term Loan) | 12.00% | |||||
| g) Shomadhan- Overdraft | ||||||
| (i) Trading, Manufacturing, & Service | 12.00% | |||||
| (ii) Women Entrepreneurs | 12.00% | |||||
| h) Utshob-Seasonal | 13.00% | |||||
| i) Subarno- Women Entrepreneurs (Term Loan) | 5.00% fixed | |||||
| j) Bahon- Commercial Vehicle Finance | 12.00% | |||||
| k) Shopner Khamar(Unsecured Term & Demand Loan) | 13.00% | |||||
| l) Uttaran (Secured/Unsecured Term & Demand Loan) | 12.50% | |||||
| m) Shombhabona (Unsecured Term Loan) | 13.00% | |||||
| 14 | CMSME - NON PPG | |||||
| a) OD | 12.00% | |||||
| b) LTR/Demand Loan | 12.00% | |||||
| c) Term Loan | ||||||
| i) RMG | 11.00% | |||||
| ii) Others | 12.00% | |||||
| d) Working Capital | ||||||
| i) RMG | 11.00% | |||||
| ii) Others | 12.00% | |||||
| e) Lease Finance | 12.00% | |||||
| f) Other Trade Finance | 12.00% | |||||
| g) Other Commercial Lending | 12.00% | |||||
| h) Housing- Commercial | 12.00% | |||||
Notes:
Effective from: 17-Sep-2026
Savings Account |
||
| SL | Average Balance | Interest Rate |
|---|---|---|
| 1 | <1 Crore | 2.00% |
| 2 | 1 Crore & above | 3.00% |
Star Savings Account |
||
| SL | Average Balance | Interest Rate |
| 1 | 1 Lac-<5 Lac | 3.00% |
| 2 | 5 Lac-<25 Lac | 3.50% |
| 3 | 25 Lac-<50 Lac | 3.75% |
| 4 | 50 Lac-<1 Crore | 3.75% |
| 5 | 1 Crore-<2 Crore | 4.00% |
| 6 | 2 Crore-<5 Crore | 4.50% |
| 7 | 5 Crore-<10 Crore | 5.00% |
| 8 | 10 Crore & above | 6.00% |
Special Notice Deposit (SND) |
||
| SL | Average Balance | Interest Rate |
| 1 | <1 Crore | 1.00% |
| 2 | 1 Crore-<25 Crore | 3.00% |
| 3 | 25 Crore-<50 Crore | 4.00% |
| 4 | 50 Crore-<100 Crore | 5.00% |
| 5 | 100 Crore & above | 5.50% |
Institutional Account* (Next Gen) |
||
| SL | Day-end Balance | Interest Rate |
| 1 | <20 Crore | 6.00% |
| 2 | 20 Crore-<50 Crore | 6.25% |
| 3 | 50 Crore-<100 Crore | 6.50% |
| 4 | Tk. 100 Crore & above | 7.00% |
Institutional Account* (Any Amount) |
||
| SL | Product | Interest Rate |
| 1 | GF-PF-SP & BF Current Account | 6.00% |
| 2 | Corporate Signature Account | 5.50% |
| 3 | Corporate Silver Account | 6.00% |
| 4 | Corporate Platinum Plus Account | 6.50% |
| 6 | Corporate Titanium Account | 7.00% |
| 7 | Corporate Premium Account | 7.00% |
| *to be used by Corporate Office based on overall realatinship. | ||
FIXED DEPOSIT RECEIPT & SCHEMES |
||
General FDR |
||
| SL | Tenor | Interest Rate |
| 1 | 1 Month | 3.00% |
| 2 | 2 Months | 4.00% |
| 3 | 3 Months | 7.00% |
| 4 | 6 Months | 7.00% |
| 5 | 1 Year | 7.25% |
| 6 | 2 Years | 7.25% |
| 7 | 3 Years | 7.50% |
Super Saver FDR |
||
| SL | Tenor | Interest Rate |
| 1 | 100 Days | 7.00% |
| 3 | 200 Days | 7.00% |
| 5 | 400 Days | 7.25% |
Monthly Benefit Plus FDR |
||
| SL | Tenor | Interest Rate |
| 1 | 3 Years | 7.50% |
| 2 | 5 Years | 7.75% |
Monthly Benefit Plus FDR for Senior Citizen |
||
| SL | Tenor | Interest Rate |
| 1 | 3 Years | 7.75% |
| 2 | 5 Years | 8.00% |
Shanchay Plus FDR for Individual |
||
| SL | Tenor | Interest Rate |
| 1 | 1 Year | 7.25% |
| 2 | 2 Years | 7.25% |
| 3 | 3 Years | 7.50% |
Corporate Any Purpose FDR |
||
| SL | Tenor | Interest Rate |
| 1 | 91 Days | 6.00% |
| 2 | 181 Days | 6.50% |
| 3 | 366 Days | 6.50% |
Double Benefit Plus |
||
| SL | Tenor | Interest Rate |
| 1 | 8 Years 2 Months | 8.52% |
Triple Benefit Plus |
||
| SL | Tenor | Interest Rate |
| 1 | 13 Years 4 Months | 8.27% |
DEPOSIT PENSION SCHEME |
||
DPS+ |
||
| SL | Tenor | Interest Rate |
| 1 | 3 Years | 8.25% |
| 2 | 5 Years | 8.25% |
| 3 | 7 Years | 8.25% |
| 4 | 10 Years | 8.25% |
| 5 | 12 Years | 8.25% |
DPS for Women – আঁচল |
||
| SL | Tenor | Interest Rate |
| 1 | 3 Years | 8.50% |
| 2 | 5 Years | 8.50% |
| 3 | 7 Years | 8.50% |
| 4 | 10 Years | 8.50% |
| 5 | 12 Years | 8.50% |
Sanchay E Kotipoti DPS |
||
| SL | Tenor | Interest Rate |
| 1 | 5 Years | 8.25% |
| 2 | 7 Years | 8.25% |
| 3 | 10 Years | 8.25% |
| 4 | 12 Years | 8.25% |
| 5 | 15 Years | 8.25% |
DPS for Travelers – ভ্রমণ |
||
| SL | Tenor | Interest Rate |
| 1 | 1 Year | 8.25% |
| 2 | 2 Years | 8.25% |
| 3 | 3 Years | 8.25% |
Important Notes & Implementation:
Board of Directors