| Type | Mid Rate | Maximum Rate |
| Agricultural & Rural Credit | 8.00% | 8.00% |
| Term Loan to Industries | 8.50% | 9.00% |
| Working Capital to Industries | 8.50% | 9.00% |
| Lease Finance to Industries | 8.50% | 9.00% |
| Trade Finance for Rice, Wheat, Edible Oil, Pulse, Peas, Onion, Dates & Sugar | 8.50% | 9.00% |
| Other Trade Finance | 8.50% | 9.00% |
| Export Credit | 7.00% | 7.00% |
| Other Commercial Lending | 8.50% | 9.00% |
| Housing -Commercial | 8.50% | 9.00% |
| Secured Overdraft: | ||
| a) Fully cash covered- FDR/Scheme issued by Bank Asia Ltd. | Instrument Rate + 3% Maximum (Below 3% spread needs corporate office approval) | |
| b) Fully cash covered- FDR/Scheme issued by other bank/NBFIs | 9% | |
| c) Fully cash covered - against Wage Earner's Bond | 9% | |
| Consumer Credit: | ||
| a) Unsecured Personal Loan | 8.50% | 11.00% |
| b) Consumer Durable Loan | 8.50% | 11.00% |
| c) Auto Loan | 8.50% | 12.00% |
| d) Home Loan | 8.50% | 9.00% |
| e) Loan to Professional | 8.50% | 11.00% |
| f) Senior Citizen Support | 8.50% | 11.00% |
| Travel Loan - Chuti | 8.50% | 11.00% |
| Short Term Credit to corporate | 7.50% | 9.00% |
| Other Medium & Long Term to corporate | 8.50% | 9.00% |
| Loans to Non Banking Financial Institution | 8.50% | 9.00% |
| Type | Rate | |
| Mid Rate | Maximum Rate | |
| a) Shubidha- unsecured trading (Term Loan) | 8.50% | 9.00% |
| b) Sristi - unsecured Manufacturing (Term Loan) | 8.50% | 9.00% |
| c) Shofol- unsecured service (Term Loan) | 8.50% | 9.00% |
| d) Shondhi- Secured Trading ( Term Loan) | 8.50% | 9.00% |
| e) Shombridhi- Secured Manufacturing(Term Loan) | 8.50% | 9.00% |
| f) Sheba Secured Service (Term Loan) | 8.50% | 9.00% |
| g) Shamadhan- Overdraft | ||
| i) Trading, Manufacturing & Service | 8.50% | 9.00% |
| ii) Women Entrepreneurs | 8.50% | 9.00% |
| h) Utshob-Seasonal | 8.50% | 9.00% |
| i) Subarno- Women Entrepreneurs (Term Loan) | 9.00% | 9.00% |
| j) Bahon- Commercial Vehicle Finance | 8.50% | 9.00% |
| k) Shopner Khamar (unsecured Term & Demand Loan) | 8.50% | 9.00% |
| l) Uttaran (secured/unsecured Term & Demand Loan) | 8.50% | 9.00% |
| m) Shombhabona (Unsecured Term Loan) | 8.50% | 9.00% |
Following are the interest rates of deposit products for our honorable customers. We offer different rates on different product.
| Type | Interest Rate |
|---|---|
Savings Account |
|
| Avg. Balance below Tk. 1 Lac | 2.00% |
| Avg. Balance Tk. 1 Lac & above but below Tk. 1.00 Crore | 2.00% |
| Avg. Balance Tk. 1.00 Crore and above | 3.00% |
STAR Savings Account |
|
| Avg. balance below Tic 50,000 | 0% |
| Avg. balance Tk. 50,000 but below Tic 1.00 Lac | 0% |
| Avg. balance Tk. 1.00 Lac but below Tk 5.00 Lac | 3.00% |
| Avg. balance Tic 5.00 Lac but below Tk. 25.00 Lac | 3.50% |
| Avg. balance Tk. 25.00 Lac but below Tic. 50.00 Lac | 3.75% |
| Avg. balance Tk. 50.00 Lac but below Tic 1.00 Crore | 3.75% |
| Avg. balance Tk. 1.00 Crore and above | 4.00% |
Special Notice Deposit (SND) |
|
| Avg. balance below Tk. 1 crore | 2.50% |
| Avg. balance Tk. 1 crore but below Tk. 25 crore | 2.50% |
| Avg. balance Tk. 25 crore but below Tk. 50 crore | 3.50% |
| Avg. balance Tk. 50 crore but below Tk. 100 crore | 3.50% |
| Avg. balance Tk. 100 crore and above | 4.00% |
| For IPO Fund | 1.00% |
Fixed Deposit Receipt (FDR) for COMPANY |
|
| 1 month tenure (Any Amount ) | 3.00% |
| 2 month tenure (Any Amount ) | 3.00% |
| 3 month tenure (Below Tk.01 Crore) | 6.00% |
| 3 month tenure (Tk. 01 crore to below 05 crore) | 6.00% |
| 3 month tenure (Tk. 05 crore to below 10 crore) | 6.25% |
| 3 month tenure (Tk 10 crore & above) | 6.50% |
| 6 month tenure (Below Tk. 01 more) | 6.25% |
| 6 month tenure (Tk. 01 crore to below 05 crore) | 6.75% |
| 6 month tenure (Th. 5 crore to below 10 crore | 6.75% |
| 6 month tenure (Tk.10 Crore & above) | 6.75% |
| 1 year tenure (Below Tk. 01 Crore) | 6.75% |
| 1 year tenure (Tk. 1 Crore & Below Tk. 05 Crore) | 6.75% |
| 1 year tenure (Tk. 05 Crore & Below Tk. 10 Crore) | 7.00% |
| 1 year tenure (Tk. 10 Crore & avobe) | 7.00% |
| 2 year tenure (Any Amount) | 7.00% |
| 3 year tenure (Any Amount ) | 7.00% |
Fixed Deposit Receipt (FDR) for INDIVIDUAL |
|
| 1 month tenure (Any Amount) | 3.00% |
| 2 month tenure (Any Amount) | 3.00% |
| 3 month tenure (Any Amount) | 6.70% |
| 6 month tenure (Any Amount) | 6.70% |
| 1 year tenure (Below tk. 01 Crore) | 6.70% |
| 1 year tenure (Tk. 01 Crore & avobe)) | 7.00% |
| 2 year tenure (Any Amount) | 7.00% |
| 3 year tenure (Any Amount) | 7.00% |
General Account |
|
| LCY | 7.00% |
| FCY | 4.00% |
|
Effective date of new Deposit Rate : |
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Board of Directors