Start-up Term Loan


  • Must be involved in completely technology based new and creative initiatives.
  • Required technical education and/or skills.
  • Certificate of successful completion of entrepreneurship training from any institution(s) accredited by Bangladesh Bank/competent authority.
  • Full time engagement in the initiative/endeavor.
  • Valid Trade License.
  • Relevant pre-requisites as desired by the bank from time to time.

Loan Limit:

  • Unsecured Term Loan: BDT 0.50 lac to 20.00 lac
  • Secured Term Loan: Above BDT 20.00 lac to 1.00 crore

Rate of Interest:

  • 4% p.a.

Key Features:

  • Designed to meet financing need for working capital finance, advance payment for new business premises, business expansion and purchase of fixed of assets.
  • Personal guarantors acceptable to the Bank and society.
  • Eligible entities: Sole Proprietorship Firms, Partnership Firms, Private limited Companies.