Notes:

• Revised rates of advance are applicable only for new sanctions, effective from effective date. Re-pricing of existing loan accounts requires approval of Managing Director.    
• For Consumer Credit, the declared rate will be applicable to all fresh retail loan customers. For takeover facilities of all consumer credit products, the lower-band rate will be applicable.     
• All House Building Loan, both Staff and consumer, will be booked under Islami book from now on, until further notice.    
• Penal interest of 0.5% p.a will be realized on overdue continuous loan, demand loan, and term loan according to BRPD-1 circular letter #17 dt. 13-May-2026 and its successive versions.    
• Interest rates of loans under incentive package/special fund/refinance/pre-finance fund of Bangladesh Bank or Government shall follow the policy of respective fund.    
• Re-pricing frequency of interest rate in a year for a loan account will be declared on sanction letter of respective loan.